Overview
Vacant 2-bed terrace in St Helens, WA10 1LP. Light cosmetic refurb required — no structural work, no significant capex. Strong conversion play: floorplate supports a straightforward 2-to-3-bed reconfiguration for HMO use, with rental uplift on completion. Asking £120,000.
The Numbers
Asking Price: £120,000 | Configuration: 2-bed terrace (vacant) | Conversion: 2 → 3 bed HMO viable | Estimated Tidy-up: light refurb only | Tenure: Freehold | Status: Vacant on completion | Stamp Duty: £0 (below £250K threshold)
The Deal
Two routes for a buyer: (1) light refurb and let as a 2-bed BTL — straightforward stabilisation, immediate cash flow; (2) reconfigure to 3-bed HMO for stronger per-room rental and higher gross yield. WA10 sits inside the St Helens rental catchment with consistent tenant demand. Vacant on completion means no chain, no tenancy handover. Below the £250K SDLT threshold — no stamp duty payable.
Investment Pack
Pack includes the floorplan, conversion feasibility note, comparable evidence (2-bed BTL and 3-bed HMO comps), refurb scope, and refinance projections. Sent same-day on request.